Your deposit, minus fees like the annual fee, will be returned to you when you close your account if your account is paid in full and in good standing. If you get the card, over time, you may have the option to increase your credit limit.
Contents
How long does it take to get deposit back from first progress?
10 weeks
You get a First Progress Platinum Select deposit refund when you close your account. To receive the full amount of your deposit, make sure to pay any outstanding balances before closing your account. After closing, a check with your deposit will be mailed to you within 10 weeks.
How do I get a refund on my first progress credit card?
If you wish to receive your credit balance refund check on an expedited basis after closing an account, please request this by writing us at First Progress Credit Balance Refund Requests, PO Box 9053, Johnson City, TN 37615-9053.
Does first progress do credit increases?
Over time, First Progress may choose to increase your credit limit without requiring an additional deposit. Or you may want to apply for an unsecured card that has better terms or offers more cardholder perks. Just keep in mind that if First Progress does increase your limit that the maximum you can obtain is $5,000.
What bank is First Progress credit card?
Security deposit required: The First Progress Platinum Prestige Mastercard Secured Credit Card requires a deposit of $200 to $2,000 with Synovus Bank. The amount of your deposit is your credit limit.
How do I check my first progress card balance?
Online: Log in to your First Progress account and select the First Progress Platinum Elite card. Your balance will be shown on the resulting page. By Phone: Call 1-877-724-0932 and follow the prompts to connect with a customer service representative.
First Progress doesn’t charge you a fee for adding an authorized user such as a friend or family member, but you’ll want to consider this carefully before you add anyone to your account. You’ll be responsible for any purchases they make, and if that balance can’t be paid, you risk damaging your credit.
What is First Progress credit limit?
The maximum credit limit you can have with the First Progress Platinum Elite MasterCard® Secured Credit Card is $5,000. You may be required to make an additional deposit to receive a credit limit increase, or you may be approved for an increase without making another deposit.
Can I use my first progress credit card to rent a car?
It is possible to rent a car with the First Progress Platinum Elite card, but that also depends on your spending limit and existing balance.It’s also worth noting that the First Progress Platinum Elite Card provides rental car insurance if you decline the optional coverage offered by the rental company.
Is First Progress Secured?
You cannot go over your First Progress Platinum Select credit limit. This is a secured card, which means the security deposit serves as your credit line.
How can I raise my credit score 100 points in 30 days?
How to improve your credit score by 100 points in 30 days
- Get a copy of your credit report.
- Identify the negative accounts.
- Dispute the negative items with the credit bureaus.
- Dispute Credit Inquiries.
- Pay down your credit card balances.
- Do not pay your accounts in collections.
- Have someone add you as an authorized user.
Can you pay first progress credit card online?
The easiest way you can pay your First Progress credit card is either online or by phone, by calling (866) 706-5543.Online: By creating an online account, you will be able to review, manage and pay your bills online. By phone: You can also make a credit card payment by calling customer service at (866) 706-5543.
Does first progress have a app?
First Progress Platinum Elite’s Highlights
Quick and Complete Online Application; No credit inquiry required! Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users! Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted! Get a fresh start!
How do I pay my first progress platinum card?
The easiest way you can pay your First Progress Platinum Elite is either online or by phone at (866) 706-5543. Alternatively, you can pay by mail.
What is First Progress platinum card?
Bottom Line. The First Progress Platinum Prestige Mastercard offers consumers with poor or nonexistent credit the opportunity to open and use a credit card. As a secured card, however, this card may not be the best option, particularly when the $39 annual fee is factored in.
How long does it take to get a first progress card?
If you were approved, it should take about two weeks for your First Progress credit card to reach you. That being said, you could opt-in for Expedited Processing, which costs $19.95. With the Expedited Processing Service, the card will be processed about a week faster.
Does first progress have an unsecured credit card?
No, First Progress does not have an unsecured credit card. It does offer three secured credit cards: First Progress Platinum Select Mastercard® Secured Credit Card, First Progress Platinum Elite Mastercard® Secured Credit Card, and First Progress Platinum Prestige Mastercard® Secured Credit Card.
What is progress credit?
The First Progress line of credit building credit cards is a new card program designed to help consumers establish credit records with the major consumer credit bureaus.
Can I rent a car with a $200 credit limit?
Car Rental Requirements
Companies usually prefer credit cards with a healthy available balance – the amount of your credit limit minus your current balance. If you have a credit card with a $1,000 limit and a $200 current balance, your available balance is $800, which should be enough – most of the time.
What kind of bills build credit?
What Bills Affect Credit Score?
- Rent payments.
- Utility bills.
- Cable, internet or cellphone bills.
- Insurance payments.
- Car payments.
- Mortgage payments.
- Student loan payments.
- Credit card payments.
How long does it take to get 800 credit score?
Depending on where you’re starting from, It can take several years or more to build an 800 credit score. You need to have a few years of only positive payment history and a good mix of credit accounts showing you have experience managing different types of credit cards and loans.